| Author |
Message |
Chris G.
Member
Username: Tru2au
Post Number: 1
Registered: 06-2011
| | Posted on Wednesday, December 21, 2011 - 08:53 pm: | 
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Yes, can anyone give me a lead on where to find Health Insurance Post Pancreas Transplant? My Cobra($745 a month) runs out in February. My Medicare doesn't start until September. I have done extensive searches and have found real affordable insurance. The only problem was that the Hospital & Doctor visits coverage was 40%. The prescription benefits were outstanding. I am in the last stage of rejection and I am basically letting God control it now. Worried that I will have to get another transplant. I have been in the hospital 5 times since February of this year. Have been applying for any job I can get with good insurance. Going through the Rehab center. Trying to get assistance in any shape or form. Unless its that Health Reform mess from than Muslim President. Any help would be greatly appreciated. Thanks Chris G. |
Chris G.
Member
Username: Tru2au
Post Number: 2
Registered: 06-2011
| | Posted on Wednesday, January 04, 2012 - 07:49 pm: |
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Thanks for all your responses.  |
Cora
Member
Username: Cora
Post Number: 427
Registered: 06-2007
| | Posted on Wednesday, January 04, 2012 - 08:13 pm: |
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Sorry Chris but I'm Canadian and have nothing that I can help you with other than to pray for you.
Cora
Dx with T1 in 1966
Kidney tx in Minneapolis 2002
Pancreas tx in 2008 |
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miocean
Member
Username: Miocean
Post Number: 141
Registered: 07-2010
| | Posted on Wednesday, January 04, 2012 - 09:55 pm: |
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Chris,
I am sorry you didn't get a response but it is probably because no one has any advice. You said you found "real affordable insurance" but it only covers hospital and doctor visits 40%. You also said you are in the last stage of rejection and are worried that you will need another transplant.
To me, this seems that there would be doctor visits and hospital stays, perhaps before Medicare kicks in September. It might be wise to pay more for insurance that has a lower copay in the long run, as well as a good prescription plan. You would need coverage for 6 months. At my current doctor rates of about $100 visit for GP and more for a specialist and thinking you will be going to a doctor once a month, you could afford to put $40 more a month toward the insurance. You were in the hospital 5 times in 2011 so even one visit between now and September would be thousands, you know how that is. I don't know what your finances are but perhaps investing in a better plan would pay off in the long run.
There is also charity care available for those with no resources, I have a friend who had a total mastectomy and reconstruction under charity care. I believe you would go through the social worker at your hospital for that.
Sorry I can't be of more help. I am fortunate to have secondary insurance when my Medicare runs out but who knows what will happen with that.
miocean
Diffuse Scleroderma
Kidney Transplant March 11, 2010
St. Barnabas Medical Center, Livingston, NJ |
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Sarah
Member
Username: Sarahbear
Post Number: 182
Registered: 06-2009
| | Posted on Thursday, January 05, 2012 - 12:05 pm: |
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Or perhaps no one wanted to reply to a post that had such an antagonistic and uniformed comment at the end.
I feel for your situation, but you are in the situation you are in due to the way our healthcare is run today. Without reform how will that change for you? We don't have to agree on this, I just don't see the need to make ugly remarks like that on a forum where everyone has different political and religious beliefs.
Sarah
1st Kidney Transplant @ Vanderbilt Medical Center in Nashville
June 22, 1999
2nd Kidney Transplant @ Piedmont Hospital in Atlanta
June 18, 2010 |
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